25 Ways to Make Money Online, Offline and at Home, How to make mony online.

25 Ways to Make Money Online, Offline and at Home, How to make mony online.

Here’s how to make money with a side gig and how long it will take to see the extra income.

The sting of inflation, even as it eases, may have you pondering how to make some extra income.

NerdWallet rounded up 25 real ways to make money at home, online or out and about. For each potential side job, we list details like what it takes to get started, age requirements and how fast you can get paid. While most people want to make money fast, don’t discount the “slow” gigs, as they may pay more in the long run.

How to make money online

1. Pick up freelance work online

Make money online through websites such as Upwork, Fiverr and Freelancer.com. These sites offer opportunities to do a variety of freelance jobs, such as writing, programming, design, marketing, data entry and being a virtual assistant. Fluent in a second language? Check translation sites such as Gengo or Blend Express, or drum up business through a site of your own. No matter what freelancing you do, keep track of the going rate for the kind of work you provide so you know what to charge. Learn how to get started on Upwork.

A recent report from Freelancer.com found that computer security jobs had the fastest growth in listings on its site in the second quarter of 2024, up 27.1%. Jobs involving writing skills are also in high demand. And although generative artificial intelligence (AI) is being used more for content creation, it can’t fully do the work of human writers. Companies are looking for writers who know how to edit AI content and who have at least a basic understanding of search engine optimization — learning or beefing up SEO skills could be a lucrative side hustle. Some freelancers are charging $100 an hour or more for their freelance writing services. 

Total time: It can take a while to get your first gig. Setup: 24-48 hours. How easy to start: Easy, if you have the expertise. Age threshold: Typically 16 to 18+. How fast you'll get paid: Varies by site

2. Test websites and apps

Another way to make money from home is on sites like UserTesting.com. You get paid for your thoughts on how well — or not so well — certain websites and apps work. You’ll have to complete a short test to be accepted, then you’ll be paid depending on the test type.

Total time: Approval time can vary. Setup: Less than an hour. How easy to start: Easy, if you have the tech gear and complete a sample test. Age threshold: 18+. How fast you'll get paid: 14 days.

3. Learn to use AI tools

The use of generative artificial intelligence is on the rise. Research from PwC estimates that the North American economy will see a $3.7 trillion impact by 2030, thanks to the AI market.

So there’s no better time to learn how to make money by using AI tools. Some AI-related side hustles include:

• Integrating AI tools as a freelancer, to help you create digital products or to edit AI content for a client.

• Improving your advertising, marketing efforts and management of your existing small business.

• Teaching others to use AI tools.

Total time: Depends on demand. Setup: Around 24-48 hours if using a site like Upwork or Freelancer.com. How easy to start:  If you’re already familiar with AI tools, it will be easier to get started. Age threshold: 16+ for Freelancer.com and 18 for Upwork. How fast you'll get paid: Varies by client or the number of products you sell and your chosen platform.

4. Take surveys for money

You can make money from home by taking online surveys, but don’t expect to earn a lot. Survey sites don’t typically offer a big payoff, and many sites are more useful for earning gift cards than cash. Some of the more popular survey sites include Swagbucks and Survey Junkie. Read our analysis of survey sites to find out which one is best suited for you.

Total time: It will take a while. Setup: Just minutes. How easy to start: Very. Just register and begin. Age threshold: 13 to 18+. How fast you'll get paid: Varies by site.

5. Make money from your blog with affiliate links

If you’re a blogger who gets decent traffic, you could make money by joining an affiliate network. Affiliates (that’s you) get paid when someone clicks through from the website to the partner site and buys something there. Some bloggers make a lot of money this way, particularly those who do affiliate marketing full-time. You can use social media or a platform like Pinterest to drive traffic to your blog. Read more about affiliate marketing and other ways bloggers can make money.

Total time: It can take quite a while to build an audience. Setup: With blog templates, building a site is easy. How easy to start: While getting started can be easy, creating regular content may be another matter. Age threshold: Any. How fast you'll get paid: A month or two, on average.

6. Sell your wares on Etsy

Have a penchant for woodworking, jewelry-making, embroidery or pottery? Sell your crafts on Etsy, the go-to site for artisans selling home goods, art and knickknacks. According to Etsy, the company has over 96 million active buyers, and grossed over $13 billion in merchandise sales in 2023. Learn more about how to make money on Etsy.

Total time: It might take quite a while for customers to find you. Setup: Can be quite involved. How easy to start: Leaning toward "hard" on the difficulty meter. Age threshold: 13+. How fast you'll get paid: Daily, weekly, biweekly or monthly.

7. Self-publish an e-book

Writing a good book is tough, but the internet makes it easy to bring it to market. If you’re a writer who can churn out pages, you can use Amazon’s Kindle Direct Publishing to sell your books(s) on the Kindle store. It’s free to publish a book, and you can earn up to 70% of each sale in royalties. Write your book, enter a clear description and the details to be displayed and upload your manuscript. Set the price and see if it sells.

Total time: How fast can you type? We don’t have to tell you writing a book can be a slog. Setup: Quick and easy on KDP once the book is ready. How easy to start: Just start writing. Age threshold: 18+, but parents and guardians can use their accounts to sell minors’ books.  How fast you’ll get paid: Monthly, after you meet the $100 threshold.

8. Get advertising revenue from your blog or YouTube channel

Turn your cat videos into cash videos. If your YouTube videos or blog posts draw a big audience, you may be able to make money from advertising. YouTube sets 1,000 subscribers as the benchmark for applying to the YouTube Partner Program if you want to place ads on your channel. You can apply with 500 subscribers for other monetizing features like channel memberships. You can also use Google’s AdSense, the same ad platform on YouTube, to put relevant ads on your blog or website for earning potential. Read more about how to make money on YouTube and Google AdSense.

Total time: It can take several weeks to get up and running. Setup: Fairly easy. How easy to start: Depends on how good you are at producing interesting videos. Age threshold: 18+. How fast you'll get paid: Could take a long while to earn the first payout; then monthly.

9. Become an Instagram influencer

Companies are using Instagram influencers — people with large, dedicated followings on the platform — to rep their products. You can get in on the action by applying for opportunities via a marketing platform like Open Influence or Aspire, or by contacting the brands you want to work with. Read more about how to make money on Instagram. (You can also make money on TikTok this way.)

Total time: You'll need to stick with it. Setup: Quick and easy. How easy to start: Not that easy. Read: Must build following to gain influence. Age threshold: 13+. How fast you'll get paid: Varies on partnerships.

10. Monetize your Twitch channel

Gaming could be a way to make money from home if you have a steady following on Twitch, the go-to site for gamers. Streamers can receive donations from viewers and even get a share of subscription and ad revenue if they reach Affiliate or Partner status. Learn more about how to make money on Twitch.

Total time: This can be a long game. Setup: Quick and easy. How easy to start: Easy to start; takes a while to build a following. Age threshold: 13+. How fast you'll get paid: Monthly.

— Watch out for making money scams

The internet is full of opportunities to make money online or from home, but many are questionable, if not outright scams. Be wary of any “opportunity” that asks for an upfront fee, wants you to pay for certification, or requests your Social Security number or any financial information, such as your credit card number.

Still unsure if an opportunity is legit? Look for community forums, like those on Reddit, for unfiltered reviews and complaints. Also, check if the company has a Better Business Bureau profile. The BBB assigns ratings based on reported complaints, business transparency and other factors.